How to Save Money Without Coupons: Smart Phones!

I just got a smart phone in 2013, after I had my previous cell phone for four years. I had been putting off purchasing a new phone because it was so expensive, but I did not realize all of the money that I was losing by not having a smart phone. I am an extreme couponer. I get excited whenever friends and family give me coupons, I glean every clearance rack we pass by, and I carry my coupon binder into every store like a child. But what if you haven’t decided that you are ready for that? Or what if you want to take your coupon savings to the next level? This is where smart phone applications come into play. I have listed my favorite, most valuable (FREE!) applications for saving money below.

smart-phones-money

Ibotta
This app pays you to shop! For every qualified purchase, ibotta will give you money back. This is ON TOP of your coupons, so in some cases with free items, I actually make money on purchases. This is definitely my favorite app so far, as I can submit my receipts (by taking a picture of my receipt with my phone), and ibotta will give me money for items that I would normally already purchase. They have also included a new store specials section, with more deals exclusive to specific stores, like Target and Walmart, and give you cash bonuses for redeeming more offers. Last month, I received $50 in cash from this free app. I would highly recommend it, and new users get a $10 bonus! Click the link below to get started.

ibotta-screen

SIGN UP FOR IBOTTA HERE

Favado

The Favado app is a great way to interact with this blog. You can go to any of the store matchups and create a shopping list, that you can then access from your phone. You can also search and see which stores have the best deals on which products, as well as discover the items in your store that have coupons associated with them. This app is a great way to interact with the blog on the go!

SIGN UP FOR FAVADO HERE

Shopkick
This is such a great app that I use almost every day. This app is great when you are shopping, as you get points for walking into stores, as well as for scanning items in the store (using your phone’s camera). There are coupons for specific stores in the app as well, such as $3 off $15 of men’s apparel, or $1 off of a bag of chips. You can even get points for actual purchases, by linking your debit card if you want to earn extra points. There are dozens of rewards to choose from, but my favorite by far are Target giftcards. I earn an average of $10 a month in Target gift cards, which can be redeemed in store, and instantly scanned from your phone at the cash register. These are great to lower your shopping trip costs, or to save up for your holiday shopping. Click the link below to get Shopkick for your phone.

shopkick-screen

 SIGN UP FOR SHOPKICK HERE

Paribus

Paribus is a brand new app that you NEED to get that you don’t really need to do anything with. This app tracks your online shopping through the emailed confirmations that you receive. If you purchase something and the price drops, Paribus will go to work and get you the difference back. You don’t need to do anything special on your shopping trips; everything here is automatic after you set it up!

SIGN UP FOR PARIBUS HERE

SavingStar:
This website turned app is SUCH a great resource for freebies and stacking savings! You submit your receipt, and get money back on your purchase. A couple of things that set this app apart from the others are the healthy offers (20% off a produce item, new every week), Freebie Friday (100% back on an item, new every Friday), and their “threshold offers” (get $5 back wyb $25, etc). There are also the regular $1/1 type rebates available, which come in handy when there aren’t coupons out for items. Overall, GREAT app!

BerryCart:
This is an organic person’s dream! All of the organic/vegan/non-GMO stuff is here. Liquor too ? . I do not eat organic, so I only earn a couple of dollars monthly from this app. Great to have for stacking with other apps though on some products.
berrycart logo
MobiSave:
MobiSave is a great app to save on name brand items, as well as generics (i.e. ANY onions, ANY milk, ANY pain medicine), at ANY store. Make sure to activate the offers that you might redeem in your shopping trip (BEFORE purchasing), and then just submit a photo of your receipt. My favorite part is that you don’t have to “cash out” your balance; each transaction just goes directly to your PayPal account.
mobisave-instructions
Cartwheel
This app is specific to Target stores, and offers a percentage discount off of specific items. You choose which items you will purchase, and the Cartwheel app will create a barcode that you can scan at the checkstand to discount your purchase. I have seen many items that you do not traditionally see coupons for (such as 30% off firepits), and many items that also have current coupons. The great thing about this app is that you can use it ON TOP of manufacturer AND store coupons, so it is a triple discount. Click below to get Cartwheel.
cartwheel logo
Checkout51:
Checkout51 is a different app in that you don’t have to have a smart phone to sign up for it (you can actually email your receipts if you don’t have a smart phone…great for my mom). They offer a generic item or two every week, and update their offers every Thursday, so there are constantly new items. Probably $10 monthly.
checkout51 pic
Receipt Hog
This is a newer app where you scan grocery and retail receipts to earn points. Every receipt is worth 5-20 points, plus bonuses. After 1000 points, you get a $5 payout. It is definitely not one of the top paying apps, but an extra $5 every month or two regardless of what you purchased is pretty cool Also, it is so easy to use, because all that you do is take pictures of your receipts, so this would be a great idea for the kids or hubby to do without messing anything up 🙂 . Sign up with the link below.
receipt-hog-screen
Shopmium
This app is different because it cashes each offer to your paypal account individually. It also has some different offers from the other apps (i.e. FREE, 50% off, or just $2 off like the other apps). I would say $5 monthly from this one. UPDATE: Cannot combine with coupons.

Sign up here: Shopmium from your app store, referral code MGGMEFVW

shopmium

Gas Buddy

This app is great for saving money at the pump! So much money is spent on gas in our house, that this is another app that we use every week. This app will use your phone’s GPS to locate the cheapest gas prices in the area. I like to use it especially when I am not near home and our “favorite” (also known as the cheapest) gas stations. It is very surprising that there can be a .50 difference per gallon a quarter mile away from one gas station to another. Sign up below for this app.

gas-buddy-screen

SIGN UP FOR GAS BUDDY HERE

I use all of these apps to save, and earn, hundreds of dollars a year, in addition to all of the money that we save with coupons. I do not like downloading lots of apps, but I do have one page on my phone set aside just for these applications. I figure that if I am getting paid by my smart phone, these are some of the most valuable things that I could have on my phone. I would recommend trying out all of these apps for at least a month or two, and see how much you can add to your wallet!