Here is a great offer for you! We use our credit cards to take advantage of the perks of credit, without the disadvantage of paying interest. It is the BEST way to build your credit, and it can also build the cash in your wallet too! Many companies offer rewards just for signing up and using their account. One of my favorite cards that we have in our wallet is our Chase Ink Business Cash Card. We use this card to get cash back on purchases, and I love that these Ultimate Rewards points can be combined between both myself and my husband, as well as across all other cards that offer Ultimate Rewards points. Note that you must have a business to get this card, but everything from dog walking to selling lipstick counts (in my experience they like to see 6+ years of having the business, no proof of income required). This card has NO ANNUAL FEE, and my favorite way to maximize the cash back is through spending at office supply stores. I get a whopping 5% back, and can use this to buy Amazon gift cards, gas gift cards, or even take advantage of the offers to get Visa gift cards without activation fees when the opportunity arises several times a month. Then I can transfer the points to other cards to get a better cash out rate, or use for travel or just cash; this one is a biggie!!

Right now they are offering a $1,000 cash back in addition to their regular cash back program, just for signing up and spending at least $8,000 with the card in the first 90 days. This is a GREAT opening offer, and you can always pay off the balance each month, so you will never have to pay any interest or fees. This is a large spend to do, but if you can make it happen that is a HUGE bonus on top of everything else they offer for cash back. I would recommend checking out my How To Spend Your Way To Free Travel post for some ideas, but you can pay your mortgage, groceries, insurance, etc, or even buy gift cards for your day to day expenses to pay that amount of $2,666 per month, plus you will get the regular 1-5% cash back on your purchase, for a total of up to $1,080 in cash back on your expenses over the next 3 months.  Grab yours here, before the intro offer changes!

Chase Business Cash Ink Intro Offer